blog | Motors On Wheels https://www.motorsonwheels.com/ Sat, 15 May 2021 02:17:58 +0000 en-US hourly 1 https://wordpress.org/?v=6.1.5 My Airbag Light Is On. Is It Safe To Drive The Car? https://www.motorsonwheels.com/blog/my-airbag-light-is-on-is-it-safe-to-drive-the-car Sat, 15 May 2021 02:17:58 +0000 https://www.motorsonwheels.com/?p=1343630 Picture this; you’re rushing to work one morning when you notice a red light flashing on your dashboard. A closer look and you see the initials ‘SRS’ under the light. You decide to park on the roadside to investigate what the problem could be. Since the car appears to drive okay, the first thing that...

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Picture this; you’re rushing to work one morning when you notice a red light flashing on your dashboard. A closer look and you see the initials ‘SRS’ under the light. You decide to park on the roadside to investigate what the problem could be.

Since the car appears to drive okay, the first thing that comes to your mind is the seatbelts. Are you well strapped in? Yes. So, why is my airbag light on and is it safe to continue driving?

In this article, we discuss how airbags work, what it means if the airbag light is on, and whether you should continue driving if this happens.

What is an SRS Warning Light?

A car comes with many systems, one of them being the supplemental restraint system (SRS). The SRS is designed to complement your seatbelts and usually appears when danger strikes. Its main function is to control your car’s airbags.

The SRS is an additional safety mechanism that is equipped with sensors. The sensors are strategically placed inside the car and programmed to detect any abrupt or dramatic deceleration, particularly a collision. The sensors then send an electrical charge to the airbags after detecting the violent impact that causes them to inflate immediately.

Depending on your car’s model and the system’s complexity, the number of airbags can be six or more. Cars manufactured after 2014 come with at least ten airbags.

What Causes the Airbag Light to Appear?

Usually, every time you start your car, the SRS symbol and dashboard lights appear briefly and then disappear after less than a minute. This is a built-in self-test mechanism that allows the system to perform its own health check.

An SRS warning light turns on if one of the components in the system such as the seat belt system, wires or airbags is faulty. We take a look at some of the common causes below.

Defective crash sensor that requires resetting

If you were involved in an accident that wasn’t serious enough to deploy the airbags, the SRS warning light may appear constantly. The accident may have triggered the crash sensors causing the airbag light to become illuminated. You will need to visit your local garage for the airbags to be reset.

Faulty seatbelt switch

Your airbag light may be triggered because of a problem with your seatbelt sensors. The sensors that help to detect if you are well strapped in can become faulty.

Faulty airbag clock spring

The spring coils present in your steering wheel are designed to ensure continuity between the airbags and the wiring. The circuit bands allow the steering wheel to function effectively while maintaining the connection to its electrical system and airbags. Due to wear and tear, these circuit bands can get worn out, causing the airbag light to appear.

Depleted battery

The SRS system has its own battery that is charged by the car’s main battery. The battery is designed in such a way that it works during emergencies such as collisions. If the car’s main cattery is depleted or faulty, this will have a negative impact on the SRS battery, including triggering the airbag light. Replacing your battery should easily resolve this issue and make your SRS light go away.

Corroded sensors

If you drive your car during floods, there’s a risk of sustaining water damage that could corrode your sensors. Corroded sensors are another reason that could trigger your airbag light to illuminate.

What Should I Do If the SRS Light is On?

When the airbag light is on, it means that there could be a serious issue that potentially makes your car unsafe to drive. The SRS is a form of safety net and so when it flickers, you’re basically gambling with your life.

What’s more, it means that one of the most important safety features of your car is not functioning at full capacity which puts you at a risk.

So, is it safe to continue driving if the SRS light is on? Absolutely not.

Even though the car is still safe to drive, driving with the airbag light on is considered a huge risk. The roads are full of unexpected surprises and the risk of endangering your life is just not worth it.

When your SRS light goes on, it’s advisable that a professional mechanic looks at your vehicle and runs a diagnostic test to determine the cause. You want to drive a car with airbags that are working at full capacity to be sure you’re safe.

How Much Does it Cost to Fix This Problem?

As with any car repair, it’s not possible to know the exact cost until the cause of the light staying on has been known.

For example, your airbag light could be caused by a faulty sensor or switch. In that case, the estimated cost of repair per sensor could range between $250 and $350.

If the issue is more serious and the airbags have been deployed or require to be replaced, then the cost can go as high as $1000-1500 depending on the car model.

Looking For a Used Car in Houston, Texas?

If your car is proving too problematic to repair, you might as well choose to dispose it of and get a better one for yourself. Here at Motors on Wheels, we have a huge inventory of clean used cars. All of them have passed our thorough 51-point inspection to ensure that whichever you choose is in excellent condition.

And no, we do not just serve Houston, San Antonio and Austin. We ship to everywhere in the nation. Spotted a car in our inventory that you’d love to own? Let us know by contacting us here.

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What Paperwork Do I Need To Sell My Car In Houston, Texas? https://www.motorsonwheels.com/blog/what-paperwork-do-i-need-to-sell-my-car-in-houston-texas Sat, 15 May 2021 02:12:49 +0000 https://www.motorsonwheels.com/?p=1343642 Texas is home to the second-largest number of vehicles among US states with more than 14 million registered cars and trucks. If you are planning on selling your car, you need to submit some paperwork to the Texas Department of Motor Vehicles to officially transfer the ownership of your vehicle. Luckily, the process is fairly...

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Texas is home to the second-largest number of vehicles among US states with more than 14 million registered cars and trucks. If you are planning on selling your car, you need to submit some paperwork to the Texas Department of Motor Vehicles to officially transfer the ownership of your vehicle.

Luckily, the process is fairly simple if you do your research beforehand. We did the leg work for you and compiled this article to discuss all the paperwork you need to sell a car in Texas.

Please note, we are not lawyers and this is not legal advice. It’s for informational purposes only.

The Texas Certificate of Title

Once the prospective buyer has agreed to purchase the car, Texas laws require that the transfer of the title to the new owner is completed within one month from the date of sale. Fail to do this means you may be liable for any crimes committed with the vehicle such as tickets and tax violations. This is why you must ensure that you file a Texas Vehicle Transfer Notification – Form 130-U.

The title has a section where the owner signs the car over to the new owner. You’ll also be required to include the date of sale and the odometer reading. Once filled out and have received the cash from the sale, you then transfer it to the buyer. For additional safety and security, be sure to include a signed copy of Form 130-U.

Keep in mind that if there’s a lienholder of the title, then you need to sign off that first. This involves settling any outstanding balance owed.

For those who have lost their title, they will need to apply for the Texas DMV Form VTR-34 which is an application for a certified copy of a title. Here, you will need to provide your valid ID, a signed lien release (if any) and a small administrative fee.

Buyer’s Application for the Title

After filling out the original title, the buyer also needs to apply for a new copy in their name. The process involves filling out the DMV Form 130-U and presenting it to the DMV. This form will require you (the owner) to sign as proof that you’ve approved the sale. Ensure that the price indicated here is accurate to avoid issues with sales taxes later on.

Vehicle History and Service Records

Besides having the paperwork you need to sell your car in Texas, it’s important to have the service records and history ready. Most potential buyers will want to see them to know more about the car that they’re about to buy. Keeping your service records can also be convenient for the buyer when they want to check the VIN for recalls.

The idea here is to boost the buyer’s confidence as they know you’ve maintained the car according to the manufacturer’s standards.

Motor Vehicle Transfer Notification

The final paperwork that you need to sell your car in Houston, TX is to notify TxDMV that you have sold the vehicle. This helps you to avoid being held accountable for tickets and other violations. Legally, you have a month to report it. However, since the step is simple, we recommend that you take care of it immediately. When you submit the form, TxDMV will add a remark to the vehicle record to show the date you sold the car.

There are two ways to file a Motor Vehicle Transfer Notification – do it online or print off a paper and mail a physical copy. If you submit the transfer notification within 30 days of the sale, the buyer assumes the ownership of the car subject to criminal or civil liability for parking tickets and other penalties after the date of sale.

Bill of Sale (Optional)

Part of selling a car in Texas is to actually document the sale of your vehicle. The transaction is recorded on a bill of sale. In most cases, you don’t have to provide the Bill of Sale but if you do, it’s important to include all the essential details as follows:

  • Your contact details
  • VIN, model and model year
  • Car’s ownership history
  • Purchase price
  • Signatures from the seller and buyer

Keep this document in your records because it serves as proof of the vehicle sale transaction.

Sell Your Car or Truck to Motors on Wheels

Texas has nuanced laws concerning vehicle safety and ownership. As a seller, you must provide specific documents including a valid vehicle title, history and records of your vehicle, transfer notification and bill of sale.

Keep copies of these documents because you never know if any legal or technical challenges will pop up in the future. Also, keep the buyer’s details, the amount and date of sale, and the Vehicle Identification Number (VIN).

If you have a well-maintained car or truck that you’re looking to sell, Motors on Wheels would like to give you an irresistible offer now. Just fill out the short form on this page and we’ll get back to you within a day. We offer more than Carmax, Vroom and even AutoNation and pay in cash within days. Reach us today for a quick and unbeatable deal!

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Why Is My Car Burning Oil? Possible Causes And Fixes https://www.motorsonwheels.com/blog/why-is-my-car-burning-oil-possible-causes-and-fixes Sat, 01 May 2021 16:22:39 +0000 https://www.motorsonwheels.com/?p=1343155 Engine oil plays such a crucial role in keeping various internal car parts lubricated to reduce friction. Besides, it filters out dust and dirt particles that can clog and damage the engine. As your car gets older, it’s not uncommon for it to lose a bit of oil or produce more smoke than usual. However,...

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Engine oil plays such a crucial role in keeping various internal car parts lubricated to reduce friction. Besides, it filters out dust and dirt particles that can clog and damage the engine.

As your car gets older, it’s not uncommon for it to lose a bit of oil or produce more smoke than usual. However, if it’s losing too much oil too quickly or producing a strange smell akin to that of burning oil, then you may want to find out if there’s an underlying issue. Remember, a lack of enough oil is one of the main causes of engine damage.

Here we will explain possible causes of car burning oil, signs your vehicle is burning oil, and possible fixes. But first…

What Does a Car Burning Oil Mean?

Engine oil should always remain within the engine. However, leaks can occur when the seals or gaskets are exposed to extreme heat or experience excessive wear and tear. When the oil spills outside of the engine, it spreads to the exterior of other hot engine components. This leads to a characteristic smell of burning oil.

Keep in mind that every car burns oil albeit at a gradual pace. The problem arises if the levels are going down quicker than normal or if the smell grows stronger.

Some modern engines use thin oils to boost fuel economy and reduce friction. The downside of these oils is that they tend to leak through gaskets more easily due to the thinness.

If you are unsure whether your vehicle is consuming more oil than usual, check your manual or consult your mechanic about it.

What Causes a Car to Burn Oil?

Are you wondering why your car produces a strong smell as if oil is burning? The following are five possible causes:

Leaks

The most common culprit of burning oil is when leaks occur. When it happens, you can easily detect it by opening the hood while the engine is at a high temperature. Some of the key spots worth checking are oil filler caps, cooler lines, oil drains, oil filters, and gaskets (including valve cover gaskets).

Internal engine damage

While a leak is likely to cause your car to smell like burning oil, a problem with an internal engine component will possibly cause both the smell and bluish smoke.

Damaged piston rings or valves guides

Piston rings are used to separate the cylinder’s bores and pistons. While they allow a thin film of oil to enter and lubricate the cylinders, they can loosen us and end up allowing too much oil inside. If this happens, the mixture of oil and air can burn, leading to this issue.

On the other hand, torn-out cylinder head valve guides can result in compression within the combustion chamber and the addition of more oil to that chamber. This combination leads to oil burning.

Worn out valve seals and guides

Valves are essential for ensuring that the engine runs well and operates smoothly. Intake valves facilitate air-fuel mixture to enter the cylinders while exhaust valves release the mixture that’s burned to leave the cylinders. A poorly maintained engine with worn-out valves can allow the oil to get to the combustion chambers and burn there, resulting in a bluish smoke when you start the engine.

Damaged PCV valve

The burning oil issue can also arise from a worn-out positive crankcase ventilation valve. The damage is similar to that of piston rings in that too much oil enters the combustion chamber. A defective PCV valve causes pressure to build up in the engine cylinders, pushing out the gaskets that should seal the oil. This makes the potential burning oil problem worse.

Signs Your Car is Burning Oil

Here are the possible signs that your car is burning oil and might need checking by a professional mechanic or dealer.

Burning smell

This is the most obvious symptom and one of the first ways to tell if your car is burning oil. When the oil heats up after coming in contact with hot components, it emits a distinct burning smell.

Oil declining at a faster-than-normal rate

This is another telltale sign that you may have a problem with burning oil.

A bluish smoke coming from the tailpipe

This can become more apparent on acceleration or deceleration. Any production of a strange smoke should signal a problem under the hood!

How To Fix A Car That’s Burning Oil

As with any technical issue, you should visit a mechanic as soon as possible after identifying signs of burning oil. The longer you wait to address the problem, the bigger the damage could become; and that also means the heftier the repair bill will be.

If ignored, the engine will run rough, damage the spark plugs and catalytic converter and ultimately blow the engine.

How Much Will it Cost to Fix My Car?

Well, it depends. If you’re lucky that only the PVC valve needs repair, your mechanic might charge you $100 only. Other repairs will be much more expensive. For instance, replacing the head gasket can cost up to $1800 depending on your car model. A blown motor can demand not less than $2500 and up to $6000. These prices are as of 2021.

Buy a Clean Car from Motors on Wheels

Are you frustrated by a car that can’t stop burning oil or is too expensive to repair? This could be a good time to get another car. Contact us here at Motors on Wheels and we’ll be happy to sell you a clean car that’s sure to serve you for many years to come.

We also buy well-maintained cars in Houston, San Antonio, and Austin, TX. Fill out the form on this page and we’ll get back to you with an unbeatable offer!

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Should I Buy A Car With A Rebuilt Title? https://www.motorsonwheels.com/blog/should-i-buy-a-car-with-a-rebuilt-title Sat, 01 May 2021 16:17:49 +0000 https://www.motorsonwheels.com/?p=1343148 When shopping for a used car, you might come across one with a rebuilt title. While these vehicles can still be worth considering, it’s crucial to understand all aspects of a rebuilt title before determining whether to buy or pass. After all, you are buying a car whose value is already lessened, even if it’s...

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When shopping for a used car, you might come across one with a rebuilt title. While these vehicles can still be worth considering, it’s crucial to understand all aspects of a rebuilt title before determining whether to buy or pass. After all, you are buying a car whose value is already lessened, even if it’s running smoothly.

In today’s post, we explore the meaning of a rebuilt title, what it means for insurance, and whether it is worth buying cars with rebuilt titles.

But first…

What is a Salvage Car Title?

A salvage title is a phrase used when the vehicle’s repair cost outweighs its market value. In that case, it is declared a total loss. This normally occurs when the insurer wrote off the vehicle due to a bad accident, natural events (such as floods) or the car being stolen. Vehicles assigned a salvage title are not be safe to drive and therefore cannot be registered. Lots of times when a salvage title is issued, the car is scrapped. Sometimes the damage is repairable so it can be rebuilt.

This then brings us to our topic of discussion.

What is a Rebuilt Car Title?

If a car with a salvage title is fixed or repaired, it can receive a rebuilt title. This is to notify the buyer of its previous history and background. Before that though, it must pass through a series of thorough tests and inspections to ensure that it’s safe to drive in Texas.

Will a Rebuilt Title Make the Car a Bad Car?

The simple answer here is NO. Lots of cars with rebuilt titles are good for many reasons. Professionals in insurance and auto companies report that a rebuilt title can devalue from anywhere between 20 and 50 percent of its perceived value depending on age and the nature of the damage.

But as with anything, there are disadvantages as well. For one, a rebuilt car can be hard to resell when you want another vehicle. A majority of independent car dealers will also not accept to trade in with cars assigned salvage or rebuilt titles. And even if you were to find one who accepts a car with a rebuilt title, they will likely pay far less, meaning you’re better off selling the car privately.

What Does a Rebuilt Car Mean for Insurance?

A car with a rebuilt title has previously had key damages, and that will certainly be a source of concern for insurance.

Expectedly, most companies will shy away from offering coverage to a rebuilt title vehicle. Those who do will require you to undergo some tests and still charge higher premiums than cars with clean titles.

Almost always, cars with rebuilt titles rarely qualify for comprehensive insurance coverage.

Should I Stay Away From Cars With Rebuilt Titles?

Well, this depends on your situation. Texas has strict rules regarding rebuilt title cars and asks for rigorous inspections before issuing a title. But if a vehicle passes this inspection, the resale value could be much less and you could save significantly from such a deal.

That said, there are a few drawbacks to grapple with.

Just because a car with a rebuilt title passes examination doesn’t guarantee that it’s safe. It can start running well for a few months then start developing issues.

The worst part though is if you want to sell it later on. The fact that it lacks a clean title means you’re unlikely to get a serious buyer when it’s in that condition. Most buyers want to avoid rebuilt titles because it implies that your car had been totaled in the past.

Key Considerations When Buying a Car With a Rebuilt Title

So you’ve decided to take a gamble and get a rebuilt title car? Then you need to conduct a bit more due diligence to ensure that you’re getting a good deal. The following are a few things to check:

  • The extent of the damage
  • The process and location of the repair
  • Whether it was inspected and certified by a mechanic
  • Whether you will get insurance coverage with a rebuilt title

Worth considering also is the frame and alignment of the car to avoid facing major structural problems in the long run. Most importantly, we recommend getting a professional mechanic to check the engine. For mechanics, buying a car with a rebuilt title can be valuable if you are looking for parts.

Buy a Risk-Free Car from Motors on Wheels

Purchasing a previously damaged car is risky, but if you know what you are looking for and its purpose, it could also be a smart deal. A major advantage of cars with a rebuilt title is that they cost much less, sometimes 20-40% less than those with a clean title.

On the downside, a rebuilt car can be more expensive in the long run if there are many undisclosed damages. Worse still, you may have trouble finding comprehensive insurance for the vehicle.

If you are not ready for this kind of gamble, why not get a clean car from us here on Motors on Wheels? All our used cars for sale are subjected to a 51-point inspection to ensure that you’re getting an excellent ride with no issues whatsoever.

But that’s not all! Our prices are unbeatable. Check out our inventory now and let us know your favorite pick!

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How Much Should I Save For My First Car? https://www.motorsonwheels.com/blog/how-much-should-i-save-for-my-first-car Sat, 24 Apr 2021 16:51:03 +0000 https://www.motorsonwheels.com/?p=1341805 No doubt, owning a car is something to be proud of. It gives you the freedom to run errands, go to the grocery store, or visit friends and loved ones. Not to mention, you could never survive in Houston without a car! But like anything else, that convenience comes at a price. For starters, the...

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No doubt, owning a car is something to be proud of. It gives you the freedom to run errands, go to the grocery store, or visit friends and loved ones. Not to mention, you could never survive in Houston without a car! But like anything else, that convenience comes at a price.

For starters, the initial cost of buying a car is oftentimes a significant figure. In fact, some high-end luxury cars with leather upholstery and state-of-the-art infotainment cost more than most people earn in a year. Besides, you will need to consider the cost of maintenance which includes gas, insurance and repairs.

If you’re in the market but wondering “how much should I save for my first car?”, this post is for you! We discuss key things to know including the minimum amount to have and the financing options to consider if you can’t pay everything upfront.

A little disclaimer: this is not accounting advice. For informational purposes only. We are not certified accountants. Please consult your accountant for financing advice.

How Much Should I Save For My First Car?

If you plan on buying a regular car worth say $30,000, you’ll need to have at least $6,000 saved up. Most auto financing dealers allow you to deposit at least 20% of the car’s total price upfront and make monthly payments for the balance.

Before anything else, it’s important to decide whether to go with a new or used car. A few questions you need to ask yourself include:

What’s Your Average Monthly Income?

How much do you clear every month? Where does your pay come from? Does it come from tips and commissions? Is it guaranteed income? On average, how much have you made over the last 6-12 months? All these are pertinent questions that will help you determine your true buying power and your ability to repay a loan.

Do You Have Any Dependents?

If you have a spouse and children who depend on you, it’s important to know how much money is left after taking care of them. However, if you’re still living with your parents, odds are that you have more money and can make your car monthly payments comfortably. But remember, you won’t live with your parents forever!

In the next few years, there’s a good chance that you’ll want to move out and live on your own. Keep this in mind when deciding whether to buy a new or used car.

How Do Your Expenses Look Like?

Are you paying rent, utilities, or student loans? If so, you may have little money to spend on a car payment. The idea here is to be realistic about a car you can afford to buy and maintain and avoid what’s beyond you.

Saving For Your First Car: Two Money Rules To Follow

Are you finding it difficult to save for your first car? Here are two effective money-saving strategies you could use to help you hit your goal quickly.

The One-Size-Fits-All Rule

While finances differ from person to person, the one rule that seems to fit all is saving 35% (or approximately one-third) of your annual income. If you follow this rule when saving for your first car, you’re going to enjoy an array of options at the time of purchase.

For example, let’s say your annual income is just $20,000. In that case, 35% of the income translates to $7,000. From the outset, this amount appears to be little to spend on a car, but make no mistake! A budget of $7,000 is more than enough to get you a reliable used car. Indeed, at Motors on Wheels, we have a few options for you in our inventory if your budget is in that range.

On the other hand, if you earn more, say $150,000 a year, you’ll be able to save up to $52,500 with this rule. This is enough budget to get you a brand new, luxury car!

The Frugal Rule

If you’re a bit conscious about money, you can still save between 10% and 15% of your income. The frugal rule is applicable to many new car buyers.

So, if you make $25,000 a year, for example, you’ll want to save between $2,500 and $3,000 depending on how your finances and expenses look like. With the frugal rule, you can save and own a high-mileage used car. However, it’s unlikely you’ll be able to acquire a new car through a dealership.

If you earn a significant income, you could stretch a bit and save 20% (or even more) to hasten the process or get a better car.

Can I Finance My First Car with a Dealership?

Absolutely! You can finance a new or used car with a dealership. Most dealerships have systems in place to determine how much you qualify for based on your credit score.

A word of caution; don’t let anyone push you into financing a car that will burden you in the long run. Make sure you truly understand how much you can afford before signing up for any deal.

Also, as we mentioned earlier, it’s important to have saved up at least 20% of the total cost of the car you’re looking to purchase. For example, if you’d like to buy a $30,000 car, most financing services will require you to pay a minimum of $6,000 as initial cost.

Buy Your First Car at Motors on Wheels

Are you trying to save for your first car but you’re not sure if you can afford one? Contact us here at Motors on Wheels for advice and any information you may need. Apart from having a huge inventory of high-quality used cars, we also provide financing solutions on very good terms.

Call us today on 713-660-8666 or visit us for more information. We’ll help you own that dream first car you’ve been thinking of.

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Can I Trade In My Car For A Cheaper One? https://www.motorsonwheels.com/blog/can-i-trade-in-my-car-for-a-cheaper-one Sun, 18 Apr 2021 00:43:15 +0000 https://www.motorsonwheels.com/?p=1341820 There are several reasons why you might want to consider trading in your car for a cheaper one. You could be facing a temporary downturn that may throw you in a financial curveball. If you can no longer maintain your monthly outlay, then trading in your car for a cheaper one is an option to...

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There are several reasons why you might want to consider trading in your car for a cheaper one. You could be facing a temporary downturn that may throw you in a financial curveball. If you can no longer maintain your monthly outlay, then trading in your car for a cheaper one is an option to help you get back on your feet.

And no, it doesn’t mean you’re losing it all. Usually, cheaper cars offer better gas mileage and cost less in insurance premiums.

In this article, we share all the ins and outs of trading in a car for a cheaper one. This includes details on trading in a financed car and useful tips to get fairer terms when negotiating for a deal.

How to Trade in a Car

Whether you’re trading in a newly acquired car or one that you’ve had for years, the process is pretty straightforward. On a basic level, you’ll want to visit a dealer and choose the new car you’d like to get in exchange of the current one.

Regardless of how your car looks like, the dealer will assess the car’s condition using a standard publication, usually the Kelly Blue Book (KBB). A few key factors they will take into consideration include the car’s model and make, miles covered and actual condition.

Once the trade-in value of your current car is determined, the dealer will subtract that value from the amount you owe on the deal. The process will often be easier if your current car’s trade-in value is more than the amount you owe on it.

Can I trade in my car for a cheaper one if it’s financed?

Absolutely! It’s possible to trade in a financed car. In fact, most used car dealerships including Motors on Wheels have no problem accepting a vehicle that’s not paid off yet.

However, it’s important to know that trading in a financed car will not make the loan disappear. You’ll still need to pay the remainder of the loan even if you’ve handed the car over to the dealership.

Trading In a Car with Positive Equity

Positive equity is when the trade-in value of your car is worth as much or more than what you owe on its loan. Positive equity can make a whole lot of difference when trading in your vehicle.

If your car’s trade-in value is worth more than you owe, the dealer will apply the equity on the purchase of the new car. For example, suppose the dealer gave you $30,000 as trade-in value and you still owe $25,000 on your current car.

In this case, the dealer will simply pay off the $25,000 loan balance and apply the $5,000 equity toward the purchase of the cheaper car. This will reduce the amount you’ll need to finance.

Trading in a Car with Negative Equity

You have negative equity if your loan exceeds the trade-in value of your car. When you owe more on the car than it is worth, you’re “underwater” or “upside-down” on your car loan.

For example, let’s say your car’s market value is $20,000 and you owe $22,000 on its loan. This means you have a negative equity of $2,000.

If you want to trade in a car with negative equity, you’ll need to reconcile that negative equity first before moving forward. You can do this by paying the difference out of pocket or rolling the negative equity into a new loan.

The problem with rolling this amount into a new loan is that you’ll be even more upside-down in the new loan. Also, you may end up creating a vicious negative equity cycle that’s difficult to escape.

How to Get a Good Trade-In Deal

So you’ve decided to trade in your used vehicle. How do you ensure that you get the most out of the deal? Here are three effective tips you will find useful:

Your Vehicle Needs To Be in Pristine Condition

First impressions count and for this, your car needs to be in good shape. Fix those small dents on the exterior using a paintless dent remover. Also, have the car detailed or at least, washed and vacuumed. Finally, change the filter, lube and oil to increase your car’s appraisal value.

Find Your Car’s Trade-in Price

Do some competitive research in advance to know what your car is worth. This will help you when negotiating a fair price. Car appraisal tools like Kelly Blue Book and Edmunds can come in handy here.

You’ll also want to monitor sites like AutoTrader and Cars.com to determine what dealers are asking for similar cars with the same mileage as yours.

Compare Dealership Prices

It’s advisable to get written trade-in quotes from at least three competing dealerships to find the best deal. This will go a long way in strengthening your bargaining position.

Furthermore, consider dealers who offer special promotions with trade-ins. Trading in at the end of the month when salespeople are trying to meet sales quotas could also see you get a better deal.

Trade in Your Car at MoW

If you’re looking to trade in your car for a less expensive model, Motors on Wheels is your best bet in Houston, Texas. We offer the best deals around and are ready to match and even offer more cash than your favorite dealer does.

Need financing? We can offer you that too to ensure that you get a car you’re comfortable with. We simply take the car off your hands and get you another one that fits your needs and budget. So go ahead and fill out our simple form here and we’ll get back to you within a day.

The post Can I Trade In My Car For A Cheaper One? appeared first on Motors On Wheels.

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Financing a Used Car: What You Need To Know https://www.motorsonwheels.com/blog/financing-a-used-car-what-you-need-to-know Sat, 10 Apr 2021 22:55:57 +0000 https://www.motorsonwheels.com/?p=1340735 When looking for a used car and you plan on financing it, most buyers typically start by checking out cars. That’s a mistake. You should begin by asking your bank or credit union to see if you can really afford to finance a used car. Note that we’re talking about “used” cars and not new...

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When looking for a used car and you plan on financing it, most buyers typically start by checking out cars. That’s a mistake. You should begin by asking your bank or credit union to see if you can really afford to finance a used car.

Note that we’re talking about “used” cars and not new ones. Banks treat the two differently. Because of a used car’s depreciating value, the banks and credit unions are oftentimes a bit more cautious. But this shouldn’t put you off. Go ahead and calculate your auto loan credit score to see if you are qualified to finance a used car.

The good news is that financing a used car is often cheaper than getting a loan for a brand new car. With a great financing deal, you can actually save a lot of money. And thanks to the burgeoning credit industry, you can now buy higher-end used cars than you would afford usually.

How Do I Finance A Used Car?

The process of financing a used car is pretty straightforward. All you need is a high credit score, the right lender (who offers low-interest rates), and an agreement on loan and repayment terms with the car dealership.

Like any other loan, financing a used car requires you to make a down payment with the dealership and then make regular monthly payments on the car until it’s fully paid off.

As the buyer (or borrower), the objective is to find a deal that offers low-interest rates and comes with flexible auto loan repayment terms. We also recommend choosing a financing deal with no prepayment penalties.

When it comes to financing a used car, auto loan lenders take the following three factors into serious consideration:

Loan Amount

This is the total monetary worth of the used car you’re looking to buy.

The APR (or Annual Percentage Rate)

This is the interest rate you’ll be paying. It also includes any charges you’ll incur while servicing the loan.

The Loan Term

This refers to the period agreed on to repay the loan.

All these factors are determined by your credit score, which should be high enough to qualify you for an auto loan. It’s also important to note that used cars tend to have higher interest rates than new cars.

5 Steps to Getting the Best Financing Deal for a Used Car

For a great deal on financing a used car, you need to adhere to the following crucial steps.

Step #1: Check and Calculate Your Credit Score

The very first thing is to find out if you are qualified for auto loans. Here, you’ll want to calculate your credit score. The calculations vary depending on the bank, credit union, or private lenders you’re using.

However, despite the various formulas, the factors used in determining your score are the same – Do you pay your bills on time? What’s your credit mix like? What’s your debt-to-income ratio? How much credit do you use per month? etc.

If your score isn’t good enough to finance a used car, it’s best to rebuild your credit score by maintaining a balanced credit utilization ratio, as well as paying off your outstanding debts.

Step #2: Compare Different Lenders

Once you’ve found out your credit score, the next step is to compare offers by different lenders. The objective is to find a lender that’s going to agree to give you an auto loan for a used car at the lowest rate.

The financing should also have a short loan term. You need to complete paying for the auto loan as soon as possible.

Also, make sure the loan’s monthly remittance to the lender doesn’t exceed 10 percent of your gross income. The initial down payment should also be fair.

You could use the 20/4/10 principle. This means that the best offer should have a down payment of 20 percent of the car’s worth, a loan term (or period) of 4 years, and monthly repayments not exceeding 10 percent of your monthly income.

Step #3: Calculate Your APR (Annual Percentage Rate)

While still comparing the lenders, it’s essential to calculate your APR, which is the total interest rate for the loan, calculated annually.

The APR also includes all fees incurred while repaying the loan. Make sure the APR on the auto loan you’re about to take isn’t too high.

Always be on the lookout for hidden charges and taxes imposed on an auto loan you’re about to agree on.

Step #4: Find Alternative Places to Finance Auto Loans

If you’ve compared various lenders but still can’t seem to settle on one particular solution, then you can employ the assistance of online auto loan providers. These are neither banks nor credit unions, but they offer low-interest rates on your loan.

While the auto loan online sites are meant to help you on your search for low-interest rates on loans, some come with hidden charges and fees you’ll only realize once you’ve agreed to their loan repayment package. Still, it’s worth checking them out.

Step #5: Haggle for a Better Financing Deal

Whether you’re dealing with your bank, a credit union or a car dealership, you can never go wrong haggling for a better deal to finance a used car.

Compared to banks and online auto loan providers, credit unions are known for their low-interest rates. You can also get better deals at a car dealership, especially if they have their own financing department. The best dealerships provide what clients need at low, manageable interest rates.

The rule of thumb is to choose one that specializes in financing used cars. This way, you have various auto loan options as well as car varieties to choose from.

Buy Your Dream Car from Motors on Wheels

If you’re in need of a reputable car dealership that offers low-interest rates on your auto loan as well as fast approvals, you’re in luck.

Here at Motors on Wheels, we’ve been financing used cars for our clients for years. All you have to do is fill out this form and one of our representatives will get back to you in less than 24 hours.

Need further information? Contact us and we’ll be more than happy to help.

The post Financing a Used Car: What You Need To Know appeared first on Motors On Wheels.

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How To Do a Car Title Transfer in Texas https://www.motorsonwheels.com/blog/how-to-do-a-car-title-transfer-in-texas Sat, 10 Apr 2021 22:53:58 +0000 https://www.motorsonwheels.com/?p=1340729 A car title is important because it’s the legal document that proves ownership. However, there comes a time when you need to sell, gift or trade-in your vehicle which means transferring the title to the new owner. If this sounds like a situation you’re in, chances are that you’re here to know the procedure to...

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A car title is important because it’s the legal document that proves ownership. However, there comes a time when you need to sell, gift or trade-in your vehicle which means transferring the title to the new owner.

If this sounds like a situation you’re in, chances are that you’re here to know the procedure to follow in Texas. Luckily, this is what we cover in our blog post today.

Before delving into the details, it’s important to mention that the process varies slightly depending on your reason for transferring the vehicle title. You’ll be required to follow each step carefully to ensure that the transfer goes on smoothly.

Please note, we are not attorneys. This article is for informational purposes only. Please consult with your local DMV or attorney for current information.

When to Do a Car Title Transfer in Texas

You’ll need to do a car title transfer in Texas when:

  • Selling a vehicle
  • Buying a vehicle – from a dealership or a private owner
  • Gifting or donating a car
  • Receiving a vehicle as a gift or inheriting it from someone
  • You’ve just moved to Texas from another state

What do You Need for a Successful Car Title Transfer in Texas?

No matter your reason for seeking a car title transfer, there must be the required legal documents. Here’s what you’ll need:

  • The vehicle title itself
  • Form 130-U
  • The VIR (Vehicle Inspection Report)
  • Lien release (where necessary)
  • Proof of insurance coverage

Other than the documents mentioned above, you’ll also need to pay a fee for vehicle title transfer and inspection if the car hasn’t been inspected.

Selling a Vehicle to a Dealership

If you are selling your car to a dealership, there isn’t much to do. The car dealership will take care of most of the legalities.

The best used car dealers in TX will always go the whole nine yards to maintain their reputation, so don’t fret much about the steps when dealing with them.

Nonetheless, this doesn’t mean you should ignore making sure the transfer has been successful. All you have to do is submit a Vehicle Transfer Notification with the Texas DMV. This should be done within 30 days of the sale.

Selling a Vehicle to a Private Owner

Before anything else, be sure you’re on the same page with the buyer regarding the transactional costs. Although not required, it’s recommended to accompany each other to the DMV offices to complete the vehicle title transfer.

You’ll be required to sign your Vehicle Title before giving it to the buyer. Additionally, you must complete and sign the Texas DMV Form 130-U, which is the state’s vehicle title application form. It helps the buyer apply for a new vehicle title.

Also, don’t forget to release the lien to the buyer and always have the VIR (Vehicle Inspection Report) with you.

Once again, it’s essential to notify the Texas DMV of the vehicle title transfer. This should be done 30 days after the buy-sell transaction.

Note that if you do not (or forget to) notify the DMV of the transfer, you may find yourself in hot water if the buyer gets tickets or is in trouble with the law.

If the 30 days have gone by, and there’s no official notification to the DMV, then you’ll be held responsible for any legal issues with the car.

When Buying a Vehicle

As we stated earlier, if working with dealerships, there’s nothing much to do as regards to the legal work. However, if you’re buying from a private owner, you’ll need to do the following:

  • Complete the Form 130-U, which you can download here
  • Make sure the owner has signed the Vehicle Title. Check the back of the vehicle title and confirm that the “Signature of Seller/Agent” section has been signed.
  • Request proof of coverage (the car’s insurance)
  • Get a copy of the recent Vehicle Inspection Report
  • Don’t forget to get a lien request

Since you’ll be doing most of the work, unlike buying from dealerships, have the transfer fees ready as you’ll be spending at the Texas DMV.

When Moving to Texas

Texas gives you 30 days to transfer the Vehicle’s Title to the state. A full vehicle inspection will be required, which you can do at your nearest station. Make sure you get the VIR (Vehicle Inspection Report).

Note that an emissions inspection is mandatory in some counties which may cost you a bit more money. Once the inspection is complete, you’ll need to go to the Texas DMV with the following:

  • A Filled out Form 130-U
  • The vehicle’s proof of insurance
  • Proof of sales taxes paid
  • Proof of Odometer reading (if the vehicle is less than 10 years old)

Transferring the Title in Texas if it’s a Gift or Donation

The process isn’t much different from selling or buying a vehicle, as outlined above. The only major difference is that you won’t be paying standard taxes. However, the recipient of the vehicle will have to incur a $10 gift tax.

At the same time, both the donor (the one gifting the vehicle) and the recipient will be required to fill the Affidavit of Motor Vehicle Gift Transfer.

How to Transfer the Car Title in Texas If Inheriting from Family

Compared to the other reasons for transferring a vehicle title, inheriting is a little more complicated. If there is an official will, then the vehicle title’s transfer process relies on the executor. This is because the vehicle is part of the probate process.

On the other hand, if there isn’t a will, and the surviving spouse or family member (or any other qualifying heir) is available, he or she will be required to fill the Affidavit of Heirship for a Motor Vehicle.

What’s the Cost of Transferring a Title in Texas?

Besides all the paperwork associated with a title transfer, you’ll additionally need to pay several county and local fees. The transfer fee itself will cost you between $28 and $33, depending on which county you’re selling the car from.

In addition to the title transfer fee, you may have to pay an additional $7 for a new inspection if needed. There will also be other miscellaneous charges that could set you back up to $20. This brings the total cost of transferring a title in Texas to around $60. These fees are an approximation and are based on the year 2021.

Can I Sell a Car Without a Title?

You need a title to sell a vehicle in Texas. If you have lost yours, you can obtain a duplicate from your local Texas DMV.

Be sure to submit the VTR-34 form to your local DMV offices to make this process a simple one. A $2 fee will be applied if you send the title request by mail or you’ll pay a $5.45 fee if you do it in person.

Sell Your Car to Motors on Wheels

If you’re looking for a faster way to sell your car in Texas, Motors on Wheels is your answer! We buy cars throughout Houston, Austin, and San Antonio. All we need is your car title to prove that you are the legal owner and we’ll take the wheel from there.

You don’t have to worry if you’ve lost your car’s title. You can easily request a duplicate title and proceed with the car sale. Fill out this form to get an instant quote for your vehicle or call us on (713) 660-8666 for more information.

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Sell My Truck Online For Fast Cash in Houston, TX https://www.motorsonwheels.com/blog/sell-my-truck-online-for-fast-cash-in-houston-tx Sat, 03 Apr 2021 16:08:59 +0000 https://www.motorsonwheels.com/?p=1338812 Are you searching for the easiest and most profitable way to sell your truck online for fast cash? This post is for you! Like anything else, there are multiple options available to you when you want to dispose of a truck. You can choose to sell to a used car dealership, sell privately, or trade...

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Are you searching for the easiest and most profitable way to sell your truck online for fast cash? This post is for you! Like anything else, there are multiple options available to you when you want to dispose of a truck. You can choose to sell to a used car dealership, sell privately, or trade your used truck with a new one.

Whatever the route you choose to follow, there are upsides and downsides to it. In this article, we explain four simple ways to sell your used truck for quick cash in Houston, TX.

Sell to Motor on Wheels

Motors on Wheels is a Houston-based used cars dealership that serves different parts of Texas including Sugar Land, Austin, Katy, Pearland, Galleria, San Antonio, Clear Lake, and The Woodlands.

Generally, we accept trucks that are below ten years old but if you have one that’s a little older and in great condition, we’re happy to give you an unbeatable offer for it.

Four reasons to sell your used truck to us

Super-fast procedures

We buy most used trucks in less than an hour of starting the deal. The only exception is if bank communications are required; in this case, the speed depends on how quickly or slowly your bank responds. Besides, we make it easy for you by coming to your doorstep if you are in Houston, Austin or San Antonio.

Minimal requirements

Upon visiting us, we shall only require your title if you entirely own the truck. However, we may ask for your bank details and a contract if your truck has a bank loan.

We pay more than nationwide dealers 90% of the time

We hate beating our trumpet so we recommend that you check out our Google reviews. Our quality services speak for themselves. Our customers admit that even the more popular used car dealerships including CarMax, Vroom and AutoNation do not match our offers.

We do more than giving you cash

You don’t have to worry about how to get home after you’ve sold us your truck. If you want, we give you a free ride home after getting a reasonable deal for your truck.

Sell to a nationwide dealership

When dealing with most popular nationwide used cars dealers, it’s critical to remember that their top objective is to maximize profit. This means that you’re likely to settle for way less than you’d want even when your truck’s value is justified. It’s advisable that you have a clear picture of the truck’s overall condition to strengthen your negotiations and avoid getting a raw deal.

On presenting your truck, the dealer will perform a comprehensive evaluation and offer you a quote based on the condition and any defects they may find. AutoNation and CarMax are a couple known dealers you could consider. They may not offer you the best quotes (when compared to local dealers like Motors on Wheels) but their reputation is unquestionable.

Sell privately

Selling privately comes with the benefit of setting your own terms and possibly getting a higher price than using dealers. However, what most people underestimate is the level of hassle involved when using this method.

Personal selling is recommended if you’re after keeping the lion’s share of the sale. Even so, you might end up spending more if you do not land a client quickly. You also have to have great marketing skills and sometimes spend some money if you choose to use paid advertising.

If you decide to sell your used truck privately, below are a few tips to help you sell quicker and get the best possible deal.

Polish your machine

At MoW, we focus more on your machine’s performance and general condition rather than minor scratches. That might not be the case for personal clients who want the best-looking truck. What this means is you must spend to revamp your truck and give it a fresh look.

Master negotiation skills

This is key if you have to convince potential buyers that your truck is worth the price tag you’ve attached to it. Get good at talking to people on phone, selling benefits instead of features and improving interpersonal skills that matter when talking to strangers.

Sell on social media and car selling websites

As with private selling, selling your truck on social media and other online marketplaces comes with its fair share of challenges. For example, the competition on these platforms is almost always high while it’s not easy to get noticed or fetch a good price for your vehicle.

One of the few advantages of using this method though is that online platforms expose you to a very specific market comprising potential buyers intending to buy.

If you’re looking for ways to speed up your selling process, below are a few simple tips you can implement now.

Use high-quality photography

To stand out in the congested platforms, you have to take the best shots of your truck. Some sellers will go as far as hiring a professional photographer.

Follow the platform’s rules

Breaking rules could lead to the termination of your membership. Therefore, be sure to read and understand them and don’t forget to provide accurate details about your truck.

Mind commissions

Some online platforms may demand a share of your sale, either through paying a membership fee or pay per sale. Having this in mind will help you price your truck accordingly to avoid making losses or selling it at a throw-away price.

Improve your marketing skills

To stand a chance to beat the competition, you have to implement superior marketing tactics including using competitive keywords and quality copywriting for your descriptions. You might also want to run ads and timed promotions to shorten the time it takes for your truck to sell.

What’s the best way to sell my truck online for fast cash?

Well, there’s no a one-fits-all answer to this question. However, we can guarantee one thing; Motors on Wheels offers you one of the highest prices for your used truck and pays you quicker than most dealerships in Houston.

If you need fast cash and have a truck in great condition that you’re looking to sell, contact us now for a quick and unbeatable deal.

The post Sell My Truck Online For Fast Cash in Houston, TX appeared first on Motors On Wheels.

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My Hybrid Battery Died. Should I Repair or Replace it? https://www.motorsonwheels.com/blog/my-hybrid-battery-died-should-i-repair-or-replace-it Sat, 03 Apr 2021 16:04:38 +0000 https://www.motorsonwheels.com/?p=1338809 The world is going green. At the forefront of this shift is the car industry. More and more people are choosing to buy hybrid vehicles at the expense of conventional gas-powered vehicles. These cars are powered by both an electric and a gasoline motor. The electric motor draws its power from a high-voltage battery pack...

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The world is going green. At the forefront of this shift is the car industry. More and more people are choosing to buy hybrid vehicles at the expense of conventional gas-powered vehicles. These cars are powered by both an electric and a gasoline motor. The electric motor draws its power from a high-voltage battery pack which in most models is charged through the combination of regenerative braking and the use of the gasoline engine.

As with all batteries, the ones fitted in hybrid cars have a lifespan with most lasting between 100,000 -150,000 miles. Their lifespan notwithstanding, when exposed to the elements, batteries may unexpectedly fail to work. When this happens the big question always is, to replace or repair?

In this post, we discuss the options you have as a hybrid car owner and the best course of action to take when your battery fails.

My hybrid battery died – what caused this?

There are several reasons hybrid car batteries die. The most common one is that your battery has reached the end of its lifespan. As we stated, most hybrid batteries last between 100,000 to 150,000 miles or 8-10 years. The rate of decline is dependent on the model of the car, driving behavior, climate, and build-quality of the battery.

Extreme weather accelerates the degeneration rate of hybrid car batteries. Unfortunately, there is very little you can do to remedy this but to let nature take its course.

How you treat your car also goes a long way in determining the lifespan of your battery. All batteries are negatively affected by frequent charging. Overloading your vehicle will drain energy more rapidly, necessitating the need to charge it many times.

Signs your hybrid car battery is dying

Although uncommon, your battery may ‘just die’ on you without any warning. However, in most cases, you should spot some hints and signs.  We recommend taking the necessary action before the worst strikes.

A common sign to show that your battery is nearing its end is if your hybrid car starts using more fuel than normal. The explanation for reduced fuel economy is that your car selects to primarily run on the gasoline engine for optimum driving performance and to also charge the weakening battery.

The second sign is what is called negative battery recalibration. This happens when you park your car on full or near-full battery level then a day or two later return to find it flat. To monitor this, park your car at full or near-full battery level for 24hrs and check the battery level on the first start upon return. A low-battery warning in this scenario is a clear indication of a failing battery.

Another key indication of a dying battery is a negative recalibration occurrence while your vehicle is operational. It is important to note that negative recalibration may occur on warmer days or during extended idling periods; this does not necessarily mean your battery is dying. However, negative recalibration will occur more often when driving on a weakened battery.

When to repair a dead battery

You can breathe a new lease of life into your battery through a process called reconditioning. However, it’s advisable that you begin this process as soon as you spot the first sign of decline in your hybrid battery. We also advise that you conduct this process routinely for extended battery life.

As a general rule of thumb, always check if your battery is covered by a warranty before performing any repair services as this may void your warranty.

Replacing a dead battery – is it worth it?

Replacing a dead hybrid car battery is often costly, with prices ranging between $1000 and $8000. Even so, getting a replacement battery is probably the best decision you can make if you plan to keep your car.

There are a couple of options available to you if you choose to go down this route; get a used/rebuilt battery or a completely new one.

Used and rebuilt batteries provide an alternatively affordable option with prices ranging from $1000-$2000. Unfortunately, there’s no guarantee that they will serve you for an extended duration so it’s important to buy from a reputable dealer.

New batteries are usually very costly but guarantee you the prescribed lifespan. Depending on the make of your vehicle, you can get them directly from the car manufacturer or select retailers recommended by them.

Where to sell my car whose hybrid battery has died

Not ready to incur the high cost of replacing a dead battery? How about you sell your hybrid car and get another car. Talk to used car dealerships or private individuals interested to take up such cars – Motors On Wheels sometimes buys hybrids with damaged batteries. Feel free to call us for a quick estimate 713-660-8666.

Buy a used car from Motors on Wheels

So you just sold your old hybrid car and are looking for a replacement car? Motors on Wheels has your back. Whether you want to buy another hybrid car or a gasoline-powered one, we have a large inventory to choose from. All our cars are subjected to a 51-point inspection to guarantee that whichever you choose offers optimal performance and runs like a new one.

Have a car in mind but can’t find it on our website? Let us know and we’ll get one for you in the shortest possible time. And no, we don’t just sell to buyers in Houston. We can ship your car anywhere in the country. Contact us now for a car or truck of your dreams!

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